Hot Line 16749
Hot Line 16749
Product Group Insurance Group Term Insurance
Overview
Supplementary Covers
National Hospitalization Plan
Group Term Insurance
Group Endowment Insurance
Group Economy Insurance
Group Anticipated Insurance
Group Pension Insurance
In this insurance, only the death risk is accepted for a specified term of a group of members. of the agreement In the event of the death of a member of the group under the scheme, the pre-determined sum insured is the insurance company's insurance Payment is made in favor of the recipient organization.
Group Term Insurance
Features & Eligibility:
| Minimum entry age: | 18 years |
| Maximum entry age: | 60 years (65 years in particular) |
| Number of members of group insurance: | 20 people and more |
| Duration of contract: | 3 years |
| Maximum sum assured: | Sum insured is determined as per the policyholder's proposal |
| Mode of payment: | Yearly |
| Income tax: | Income tax relief permissible. |
| Payment of profit commission: | The number of members under the insurance contract is 200 people If more, profit commission is given. In three years Management expenses are deducted from the total earned premium With and if there is surplus after payment of insurance claims of excess premium as per the terms and conditions specified in the contract Insurers as part special profit commission Payment is made in favor of the institution. |
| Supplementary rider : | Pay some additional premium with this insurance Subsidiary insurance benefits may be availed. It doubles the sum assured in case of accidental death Benefit (DIAB) and twice the sum insured Disability Compensation Benefit (PDAB) with benefits and Critical Illness Insurance (CIB) benefits are available. |
Benefits:
| 01. | The premium rate of this insurance is very low. |
| 02. | A pre-determined sum assured is paid on the death of a group member. |
| 03. | Fast insurance claims are paid out on death of group members. |
| 04. | There is an opportunity to add and remove members from this project group. |
| 05. | The premium of this insurance is income tax free. |
Supplementary Insurance Brochure
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